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The Nexus eligibility screen is an initial fit assessment, not legal advice or final approval. A typical applicant meets all of the following conditions.
1

At least $50,000 in eligible retirement funds

Common pre-tax sources include former-employer 401(k) plans, rollover and traditional IRAs, SEP-IRAs, eligible SIMPLE IRAs, 403(b) plans, and eligible governmental 457(b) plans.A Roth 401(k)-only path may also qualify. Multiple Roth 401(k) sources can be combined, but Roth 401(k) funds cannot be mixed with pre-tax sources in the same Nexus funding path. Roth IRAs are not eligible.
2

Retirement funds cover enough of the funding gap

Nexus compares eligible retirement funds with the difference between total capital needed and personal cash available. The screening benchmark is at least 50% coverage of that gap.
3

You will work full time in the business

Nexus is designed for a founder who will actively operate the company as a bona fide employee. It is not a passive-investment structure.
4

The business will use the Nexus C-Corp structure

The current Nexus ROBS product forms a C-Corporation whose 401(k) plan permits investment in qualifying employer securities. LLCs, S-Corps, and sole proprietorships are not supported for this structure.
5

The company will conduct an active business

The company must operate a real business. Passive investment vehicles and arrangements centered on personal use are not a fit.

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Account-specific considerations

Multiple compatible eligible accounts can fund the plan through separate direct rollovers. Multiple Roth 401(k)s can be combined with one another, but the Roth 401(k)-only path cannot be mixed with pre-tax accounts or a Roth IRA.
Your current plan may restrict in-service rollovers. Ask the plan administrator whether a distributable event or in-service rollover is available.
SIMPLE IRA rollovers have a two-year participation rule. A transfer before that period ends may not be eligible for the intended rollover treatment.
Governmental and nongovernmental 457(b) plans follow different rollover rules. Nexus must review the specific plan before treating the balance as eligible.
An outstanding loan can reduce the vested amount available for rollover and may create separate repayment or offset considerations.
The Nexus screen uses $50,000 as its minimum because setup and ongoing costs may make a smaller transaction impractical.
Screening results depend on the information you provide. The Nexus team reviews account statements, rollover availability, funding designation, business facts, and compliance considerations before approving setup.

Start the eligibility screen

Answer four short sections before creating an account.