Skip to main content

​
Welcome to Talcott Forge

Talcott Forge is an intelligent finance platform serving founders launch, fund, and tax optimize their companies. Our sweetspot is helping founders stay off OPM (Other People’s Money) by supercharging their assets and businesses through our products. Our initial flagship product helps founders turn retirement savings into tax-free startup capital through ROBS (Rollover for Business Startups).

​
What We Do

ROBS 401(k)

Use existing retirement savings as tax-free startup capital — no early withdrawal penalties, no taxes.

Entity Formation

C-Corp formation with jurisdiction selection, cap table setup, and governance documents.

Compliance Management

Ongoing compliance monitoring, Form 5500 filing, and prohibited transaction reviews.

Document Generation

Automated generation of plan documents, board resolutions, and corporate governance materials.

​
Who We Serve

Talcott Forge is built for founders with $50K+ in retirement savings who want to self-fund a business without taking on debt or giving up equity. Typical customers include:
  • Experienced professionals leaving corporate roles to start a business
  • Franchise buyers who need capital for franchise fees and startup costs
  • Entrepreneurs acquiring an existing business
  • Anyone with substantial retirement savings who wants to deploy them into a business they’ll operate full-time

​
Why It Matters

ROBS is fully sanctioned by the IRS but requires active monitoring and compliance. Compliance errors trigger a 15% excise tax on prohibited transactions under IRC 4975, with an additional 100% tax if uncorrected. Professional administration isn’t optional — it’s the product.

Check Your Eligibility

Find out in 2 minutes whether you qualify for ROBS funding.