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ROBS Documents

Talcott Forge automatically generates the legal and plan documents required for your ROBS structure. Here’s what you’ll receive, what each document does, and how the signing process works.

Service Agreements

DocumentPurpose
Client Setup Agreement (CSA)Summary of services, fees, and obligations. Must be reviewed and accepted before payment. Available immediately upon approval.
Plan Service Agreement (PSA)Ongoing administration agreement between you and Talcott Forge for plan management services. Released as its own signing event after plan setup, not bundled with the plan documents.

401(k) Plan Documents

DocumentPurposeSignature Required
Adoption Agreement (Execution)The C-Corporation’s formal adoption of the 401(k) plan, specifying plan terms, eligibility, and contribution provisions. This is the signable portion (the first twelve pages).Yes
Adoption Agreement (Addenda)Reference material covering detailed plan provisions. Informational only. Released alongside the execution page but does not require signature.No
Trust AgreementEstablishes the trust that holds plan assets, names the trustee, and defines fiduciary responsibilitiesYes
Plan HighlightsPlain-language summary of plan terms for plan participants (required disclosure)No
Funding PolicyInvestment policy statement for the plan, including the authorization to invest in employer stockNo

Corporate Formation Documents

DocumentPurposeSignature Required
Articles of IncorporationState filing document that legally creates the C-CorporationNo (filed by Talcott Forge)
Corporate BylawsCorporate governance rules - meeting requirements, officer duties, shareholder rights (jurisdiction-specific)No
Action by Sole IncorporatorInitial corporate action designating the first board of directorsYes
Initial Board ActionBoard resolution establishing officers, authorizing share issuance, adopting bylaws, and approving the 401(k) planYes
EIN Confirmation LetterIRS confirmation of your Employer Identification Number (CP 575)No
Certificate of SecretaryCertifies the authenticity of corporate records and resolutionsNo

Transaction Documents

Transaction documents are generated and staged during plan setup, but sent for signature together in a single envelope once your rollover funds have arrived. Signing unlocks capitalization.
DocumentPurposeSignature Required
Stock Purchase AgreementAgreement between the 401(k) plan and the C-Corporation for the purchase of sharesYes
Stock CertificateCertificate evidencing share ownership by the 401(k) plan trustNo
Board ResolutionCorporate authorization for the stock issuance and plan establishmentYes

Governance & Compliance Documents

DocumentPurposeSignature Required
Indemnification AgreementProtects officers and directors from personal liability for good-faith corporate decisionsYes
Stockholder Consent - IndemnificationStockholder approval of indemnification provisionsYes
IP Assignment AgreementAssigns any pre-existing intellectual property from the founder to the corporationYes

Post-Funding Documents (if applicable)

DocumentPurpose
Fee Reimbursement Board ResolutionBoard authorization for the C-Corp to reimburse ROBS setup fees (cash or shares)
Fee Reimbursement Stock CertificateIf electing share-based reimbursement, a certificate evidencing the additional shares issued

Electronic Signatures

Documents requiring your signature are sent through our integrated e-signature platform. You’ll sign directly from your dashboard - no printing, scanning, or mailing required. How it works:
  1. When documents are ready for signature, you’ll see a notification on your dashboard
  2. Click “Sign Now” to open the signing interface
  3. Review the document and apply your electronic signature
  4. Signed documents are automatically stored in your document library
Certain documents (like the Adoption Agreement and Trust Agreement) must be signed before your plan can be established and rollovers can begin.
Documents requiring signatures include a standardized signature page at the end. If you are signing in two capacities - for example, as both the Company representative and the Plan Trustee - the signature page will explain this clearly and present two signature fields. Both are completed in a single signing session; you will not need to open the document twice.

Document Access

Documents are generated automatically as your application reaches each milestone and are immediately available in your dashboard document library. There is no waiting period - every document appears as soon as it is generated. All documents are downloadable as PDFs from your dashboard. Your document library shows the current status of each document, including signature status where applicable.

Start Your Application

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