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Nexus by Talcott Forge is the current product under the Talcott Forge platform. It helps qualified founders use retirement savings to fund a new or acquired business through a ROBS 401(k) structure. The product has two phases: setup and ongoing administration. Setup gets the founder from application to funded business. Ongoing administration supports the plan and entity obligations that continue after funding.

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Setup Path

1

Confirm eligibility

You answer questions about your retirement accounts, capital needs, business plans, and intent to be a working owner and employee of the business. Nexus screens for the baseline requirements before you spend time on the full application.
2

Complete the application

You provide personal information, retirement-account details, business information, compliance acknowledgements, and supporting documents. Progress is saved so you can leave and return.
3

Review and approval

Talcott Forge reviews the application, supporting documents, and compliance profile. If the structure fits, you review the Client Setup Agreement and pay the setup fee.
4

Form the C-Corporation

Nexus coordinates C-Corp formation, including state filing, first-year registered agent, and C-Corp EIN letter. ROBS requires a C-Corp because the 401(k) plan must purchase qualifying employer securities.
5

Establish the 401(k) plan and trust

Nexus prepares the plan and trust documents, obtains the plan trust EIN, and sends required documents for electronic signature through your dashboard.
6

Coordinate the rollover

You open the plan trust’s custodial account, initiate direct rollovers from eligible retirement accounts, and track each transfer in the funding dashboard.
7

Capitalize the business

After rollover funds arrive, the 401(k) plan trust purchases C-Corp stock. The corporation receives the proceeds as working capital, and the ROBS structure is funded.

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What Nexus Handles

Setup workDescription
Eligibility and intakeStructured screening and application workflow
C-Corp formationFormation filing, registered agent, state filing fee, and C-Corp EIN letter
401(k) plan setupPlan document, trust agreement, plan elections, and plan trust EIN filing
Document workflowGenerated formation, plan, governance, and transaction documents
Rollover coordinationDirect rollover guidance and transfer tracking
Stock issuance and valuationTransaction package, initial fair-market valuation, and capitalization records for the plan trust’s purchase of employer stock
First-year ERISA bondInitial fidelity bond coverage

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What Continues After Funding

Running a ROBS-funded business means operating both a C-Corporation and a 401(k) plan. After funding, the ongoing Nexus service supports standard plan and entity administration, including compliance deadline tracking, annual filing support, required plan maintenance, valuation coordination, and entity administration support.
Nexus prepares, coordinates, and administers key parts of the structure, but the founder and Plan Sponsor still have fiduciary and operating responsibilities. You remain responsible for running the business as an active operating company, maintaining separation between personal, corporate, and plan assets, making plan decisions in participants’ best interests, giving Nexus timely and accurate information, handling payroll and contribution remittance, and avoiding prohibited transactions.

Pricing

Review the current Nexus setup and ongoing administration fees.

ROBS Process

See the detailed step-by-step customer flow.