Skip to main content

How It Works

Talcott Forge takes you from retirement savings to funded business in five stages. The entire process typically takes 4–8 weeks depending on your retirement custodian’s transfer speed.
1

Check Eligibility

Answer a few questions about your retirement accounts, capital needs, and business plans. Our system evaluates your ROBS eligibility in real time — you’ll know within minutes whether you qualify.
2

Complete Your Application

Provide personal details, retirement account information, business details, and upload supporting documents. Your progress is saved automatically so you can return anytime.
3

Expert Review & Consultation

Our team reviews your application with AI-assisted compliance analysis. We’ll schedule a consultation call to discuss your specific situation, answer questions, and finalize your plan.
4

Entity Formation & Plan Setup

We guide the formation of your C-Corporation, establish your 401(k) plan, and generate all required legal and plan documents — adoption agreements, trust agreements, board resolutions, and more.
5

Rollover & Funding

Your retirement funds roll over into the new 401(k), which purchases stock in your C-Corporation. Your business now has tax-free capital to operate. Ongoing compliance monitoring begins automatically.

What You Get

DeliverableDescription
AI Eligibility AnalysisInstant assessment of your ROBS qualification
C-Corp Formation GuidanceJurisdiction selection, name filing, EIN
401(k) Plan DocumentsAdoption Agreement, Trust Agreement, Plan Highlights, Funding Policy
Corporate GovernanceBylaws, Board Resolutions, Stock Certificates, Stock Purchase Agreement
Rollover CoordinationTransfer tracking and milestone progress
Cap Table ManagementShare class definitions, issuance records, valuations
Ongoing ComplianceForm 5500 filing, quarterly reviews, deadline tracking

Ready to Start?

Check your eligibility — it takes about 2 minutes.